Well, apparently Dustin and I can buy a house. HORRAAAY!! We went to a mortgage loan officer a couple months ago to see what steps we needed to take to buy a house, and shockingly got approved about 8 minutes later. We had no idea we had already had enough saved and good credit scores (Let's be honest. Mine sucked, Dustin's was great.).
So, we got our search on.
What I thought would be fun, and exciting just like on "House Hunters," has turned into stressful, emotional, and exhausting. I'm considering just renting our little house for another year because it's not like things economy-wise are getting better anytime soon, and I feel worn out. After falling in-love with a cute house from the 1940's with built-in storage cabinets and original crowne molding a few weeks ago and being outbid (really? You offered $6,000 above the asking price? Loser.) we haven't found anything yet as close to as cute... or as afforable.
There's some great quote from President Hinckely that says to buy a modest house that you can afford because those mortgage payments never get easier (if you find it, let me know). So, that's what we're doing. However, with our desired price-range, it's hard to find a house that doesn't have baseboard heaters and wood-panaling through-out or that isn't located on 17th Street. Oh well, I'm sure we'll find something. If not, maybe we'll keep renting our cheap/cute 2 bedroom place. Or maybe we'll stop being cheapskates and up our price range a tad. We'll see how desperate we get.
3 comments:
You can come buy ours! I want to get out of freezing Idaho. It's only 3 bedrooms, but the upstairs bedroom is ginormous :) Good luck! I loved/hated house hunting.
We've been trying to figure out when to sell our house in Idaho & through research we found that a few markets are going to stay stable, even fewer go up in price, and lucky Idaho's house prices are predicted to go down another 4-6.5% depending on which city you live in so if I was you I'd wait it out another year! (and during that year read Dave Ramsey's Total Money Makeover!) If we could go back in time we SO wish someone would have told us to study the market & be patient as we've lost $125,000 in real estate.
Either way, GOOD LUCK! I think it is stressful on both the buying & selling end, but so fun when you finally get a place to call your own. Just remember that you truly are in no rush & to wait for another charming steal to come along and you'll have a lot more fun hunting. :)
We're big fans of Dave Ramsey. Hopefully we can figure something out. We're in no rush! Dustin's company is being very flexible with our lease.
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